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1. Acceptance of Terms

By creating an account, accessing a dashboard, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any supplementary policies referenced herein, including the Privacy Policy. If you do not agree, you must not access or use the Service.

2. Eligibility

You represent that you are legally capable of entering into a binding agreement in your jurisdiction and that your use of the Service complies with all applicable laws and regulations, including any restrictions related to financial markets analysis tools in your country of residence.

3. Description of Service

Merit Valuendure provides AI-driven market analysis, data visualisation, and decision-support tooling intended to assist users in evaluating market conditions across multiple instruments and timeframes. The Service is an informational and analytical tool only.

No Financial Advice. Nothing provided through the Service constitutes financial, investment, legal, or tax advice. All outputs, signals, scores, or analytical summaries are generated for decision-support purposes and should not be relied upon as the sole basis for any trading or investment decision. Users are solely responsible for their own trading decisions and outcomes.

4. Account Registration and Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify Merit Valuendure promptly of any unauthorised use or suspected security breach. Merit Valuendure is not liable for losses arising from compromised credentials where reasonable security practices were not followed by the user.

5. Subscription, Billing, and Cancellation

Certain features of the Service may require a paid subscription. Where applicable, pricing, billing cycles, and cancellation terms will be presented at the point of purchase. Unless otherwise stated, subscriptions renew automatically until cancelled. Users are responsible for cancelling prior to renewal if they do not wish to continue. Refund eligibility, if any, will be governed by the terms presented at purchase or applicable consumer protection law.

6. Acceptable Use

You agree not to:

• Reverse-engineer, decompile, or attempt to extract the underlying models, algorithms, or source code of the Service.
• Resell, sublicense, or redistribute data, analysis, or outputs from the Service without prior written consent.
• Use automated scraping, bots, or unauthorised integrations to access the Service beyond intended usage.
• Use the Service for any unlawful purpose, including market manipulation or fraud.
• Interfere with the security, integrity, or availability of the Service or its infrastructure.

7. Intellectual Property

All content, software, design elements, trademarks, and underlying technology associated with the Service are the property of Merit Valuendure or its licensors. These Terms do not grant you any ownership rights, only a limited, non-exclusive, non-transferable licence to use the Service in accordance with these Terms.

8. Third-Party Data and Integrations

The Service may incorporate data feeds, pricing information, or integrations sourced from third parties. Merit Valuendure does not guarantee the accuracy, completeness, or timeliness of third-party data and is not responsible for errors or interruptions originating from external providers.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Merit Valuendure does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

Trading and investing in financial markets involves substantial risk, including the risk of loss of capital. Past performance of any analytical model or strategy is not indicative of future results. You acknowledge that you use any analysis or output from the Service entirely at your own risk.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Merit Valuendure, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is not permitted under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Merit Valuendure and its affiliates from any claims, damages, liabilities, and expenses arising from your breach of these Terms, misuse of the Service, or violation of any applicable law or third-party right.

12. Suspension and Termination

Merit Valuendure reserves the right to suspend or terminate access to the Service, with or without notice, in cases of suspected breach of these Terms, fraudulent activity, non-payment, or where required by law. You may terminate your account at any time by following the account closure process provided within the platform.

13. Changes to the Service and Terms

Merit Valuendure may modify, suspend, or discontinue any part of the Service at its discretion. These Terms may be updated from time to time, with the "Last updated" date revised accordingly. Continued use of the Service following any changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [insert governing jurisdiction], without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [insert jurisdiction], unless otherwise required by applicable consumer protection law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.

16. Contact

Questions regarding these Terms can be directed through the contact channels listed on the Contact page of this website.